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C. Charles Townsend

Office Managing Partner 
2001 Ross Avenue
Suite 3600
Dallas, TX 75201
 
Tel:
214.720.4301
Fax:
214.981.9339
 
 

Charles Townsend represents mortgage loan originators, servicers, and investors in class and individual lawsuits, bankruptcy adversary cases, and contested foreclosures. Prior to joining the firm, Charles served as a senior vice president and assistant general counsel for Countrywide Home Loans, Inc. and subsequently Bank of America, N.A.

Charles has significant experience litigating claims arising under the Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, Fair Housing Act, Fair Debt Collection Practices Act, and those based on state fair lending, collection and deceptive trade practice laws. In addition, he has managed litigation and investigations initiated by state and national regulatory and enforcement agencies as well as inquiries initiated by members of Congress.
 
Representative Experience
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Representation of investor in challenge to MERS' authority to assign the deed of trust. Kramer v. Fed. Nat'l Mortgage Ass'n, No. 12-51171, 2013 WL 5273224 (5th Cir. Sept. 19, 2013).
 
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Representation of servicer seeking injunction prohibiting transfer of assets due to fraudulent scheme resulting in elimination of valid liens serviced by it. BAC Home Loans Servicing LP v. Cowin, No. 12-20292, 2013 WL 5968173 (5th Cir. Mar. 15, 2013).
 
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Representation of loan servicer regarding allegations it violated TDCA and DTPA because it lacked the authority to conduct a foreclosure sale and failed to comply with Texas Property Code. Adams v. Bank of America, 475 Fed. App'x 526 (5th Cir. 2012).
 
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Representation of servicer in challenge that assignment did not require corporate seal and that mortgagee did not breach deed of trust or fiduciary duty when paying delinquent property taxes. Townsend v. BAC Home Loans Servicing, LP, 461 Fed. App'x 367, (5th Cir. 2011).
 
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Representation of servicer in defense of allegations court lacked jurisdiction over matter as well as for fraud and wrongful foreclosure. Branum v. Aurora Bank, FSB, No. 4:12-cv-447, 2013 WL 26700 (E.D. Tex. Jan. 2, 2013).
 
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Representation of servicer in defense of allegations it lacked authority to pay property taxes in dispute by borrower. Sturges v. SunTrust Mortgage, Inc., No. 3-11-396, 2012 WL 6554377 (S.D. Tex. Dec. 14, 2012).
 
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Representation of servicer in defense of allegations it lacked standing to enforce the deed of trust as well as for unreasonable collection efforts and breach of contract. Torello v. Mortgage Electronic Registration Sys., Inc., No. 3:11-cv-948, 2012 WL 1888134 (N.D. Tex. May 24, 2012).
 
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Representation of investor in defense of state constitutional claims under the Texas Home Equity Amendment. Penrod v. Bank of New York Mellon, 824 F. Supp. 2d 754 (S.D. Tex. 2011).
 
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Represent servicer in defense of causes of action barred by economic loss doctrine and fraud claims. Belanger v. BAC Home Loans Servicing, LP, 839 F. Supp. 2d 873 (W.D. Tex. 2011).
 
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Representation of servicer in matter which court held value of property establishes amount of controversy when an injunction preventing foreclosure is sought. Martinez v. BAC Home Loans Servicing, LP, 777 F. Supp. 2d 1039 (W.D. Tex. 2010).
 
Professional Memberships & Activities
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Southwest Transplant Alliance, Board of Directors; Governance and Compliance Committee, Member
 
Prior Professional Experience
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Countrywide Home Loans, Inc., Senior Vice President, Assistant General Counsel, 2004-2009
 
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Office of Texas State Senator John Carona, Legislative Assistant, 1996-1998
 



C. Charles  Townsend

Practice
Consumer Financial Services
Education
J.D., Southern Methodist University Dedman School of Law, 2000
B.A., University of Texas at Austin, 1996; Government and Sociology
University of Southern California, 1993
Bar Admissions
Texas
 
 
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